Money Files

Mr. T asked: We are thinking of buying a house and the seller is willing to give it to us for below appraisal. How can we get a loan for the appraised value and get a refund from the Seller at closing? We don’t want to pay tax as if it were income [...]

christine e asked: Is there help for citizens to fiance home improvement?

Kealee W asked: My husband has great credit, but prior to our marriage I had a rough patch while trying to finish school. I am cleaning things up so I was wondering can he finance a home with out my name on it? His credit is better but my income is greater! [...]

Cj asked: Okay i am thinking about buying my first car and it will probably be a used car and the price range being around $3000 to $5000. Around the time of purchasing this “car” i should have close to $3200 to $3500 saved.I have not decided on a car and my question is [...]

Wife and mother of 2 asked: I’m behind on my car payments and the finance company is trying to reposses my car, if they take it before I pay it off, will my car stay in Illinois where I live or go to Michigan where the finance company is? Will I have to pay the [...]

qweezyq asked: Bought my house about 7 months ago on a 100% financed mortgage with an unbelievably low interest rate, so I want to avoid refinancing. I don’t think i can do a home equity loan because I have little to no equity since i did the 100% finance. Any ideas? I need about 10000 [...]

IloveJesus asked: Most banks will NOT finance mobile homes anymore. It’s hard to find places, but I know there has to be somebody out there who finances, because there sure are a lot of mobile homes!!
thanks

Jann Arden asked: If your making payments on a financed car, and your payment is kind of late
it is true that they can repo that car, but is it also true that they can tell the dmv something about the car, such as not to let you drive it etc….?

Dennis E asked: I think most car dealerships can finance anyone as long as you can show a pay stub. Is this true? Can you have defaulted student loans and tax liens and still be financed for a car?

Richard L B asked: My wife and I have bad credit and we live and work at a homeless shelter and we really want to move to Oklahoma closer to my elderly Mom and Dad